We believe cost should never keep you from getting the dental care you deserve. At Mantena Dental, we accept most major dental insurance El Dorado Hills patients rely on, and we offer flexible financing to make treatment stress-free. Whether you have insurance, a health savings account, or no coverage at all, our team will help you understand your options. Welcome — we are glad you found us.
We are in-network with a broad range of insurance providers. If you carry dental insurance El Dorado Hills plans from a major carrier, there is a good chance your plan is accepted here. We file claims on your behalf and work to maximize your benefits so you can focus on your smile.
If your plan is in-network with Mantena Dental, you pay less because we have agreed to the fees set by your insurance company. Out-of-network plans may still provide partial coverage, but your out-of-pocket costs may be slightly higher. We always verify your benefits before your appointment so you know exactly what to expect.
| What it affects | In-Network | Out-of-Network |
|---|---|---|
| Cost per visit | Lower, based on negotiated fees | Higher, based on a percentage of the plan's allowance |
| Claims process | We file for you, no extra paperwork | We still file on your behalf, but you may owe the difference |
| Coverage for major care | Typically higher benefit levels | May have lower annual maximums or longer waiting periods |
Staying in-network gives you the most predictable costs and the least paperwork. If your plan is out-of-network, we will still help you maximize what your insurance pays.
We understand that even with insurance, out-of-pocket costs can add up. That is why we offer a variety of dental financing El Dorado Hills patients use to make treatment accessible. Our team will help you choose the plan that works best for your situation.
We partner with several financing companies, including CareCredit, Affirm, Klarna, Cherry, Comenity, Lending Club, Proceed Finance, Sunbit, and Synchrony. Each offers different terms with low monthly payments, deferred interest, or quick approval. Our front desk can walk you through the details and help you apply. If you need a CareCredit dentist El Dorado Hills patients trust, we can get you set up quickly.
For patients who prefer to pay directly, we offer in-house payment plans with no third-party involvement. This gives you more flexibility to spread out the cost of your care over time. Talk to us about setting up a payment schedule that fits your budget. We treat our patients like family.
Do not have dental insurance? You are not alone. We offer several ways to keep your smile healthy without a traditional plan.
Our in-house Membership Plan is designed for patients without insurance. With a flat annual fee, you receive preventive care including exams, cleanings, and X-rays, plus discounts on all other treatments. It is a simple, affordable alternative to traditional insurance. Learn more about our Membership Plan and see if it is right for you.
If you are looking for dental payment plans El Dorado Hills, Mantena Dental is committed to transparent, accessible care. We provide high-quality treatment with clear pricing and no hidden fees. You can also read patient testimonials to hear from others who trust us with their smiles. For a full overview of your care options, visit our Patient Information page or explore our full range of Services.
We accept most major dental insurance plans, including Aetna, Ameritas, Blue Cross Blue Shield, Cigna, Connection Dental, Delta Dental, Kaiser Permanente, MetLife, United Concordia, and UnitedHealthcare. This list is not exhaustive. Call our office to verify your specific plan.
When you schedule your first visit, provide your insurance information and we will perform a complimentary benefits check. We contact your provider to determine your coverage and estimated out-of-pocket costs so there are no surprises.
Yes. Whether you need a routine cleaning, a filling, a crown, or a full set of dental implants, you can use any of our financing partners for the entire treatment amount. Ask our team for details and we will walk you through the application.
We never want cost to stand between you and the care you need. If you do not have insurance or cannot pay the full amount upfront, ask about our in-house payment plans or the Membership Plan. We will find a solution together.
We believe cost should never keep you from getting the dental care you deserve. Our team will help you understand your options.
